Our Archives

Call 08068929770 or 08122972656 for any enquiries.

Project Topic:

EFFECTS OF FINANCIAL SERVICES MARKETING AND BANKING REGULATION

Project Information:

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 70 ::   Attributes: Data Analysis,abstract, table of content, references ::   983 people found this useful

Project Body:

1.1    BACKGROUND OF THE STUDY

Financial services are the wide range of services rendered by the bank which include the primary operations of Accepting deposits from customer, providing credit facilities, Sales of investment products like mutual funds Etc. Regulation are the official rule which guide and govern the conduct of business and the sale of product and services formulated by government or industry firms to achieve a set aim and objective (Chris, 2003). The essence of financial regulation is to compel financial institution to align their products and services within the banking legal framework; and to protect investors and depositors from the exploitation by   financial institutions. The regulation views financial service as a matter of public interest even though the banks must make profit. The research therefore seek to investigate the Effects of financial services marketing and banking regulation

 

STATEMENT OF PROBLEM

 

The banking sector had for several years suffered from deep crisis of gross mismanagement and insufficient fund to meet customer obligations and still make profit. Consequently  the banking crises in 2008 was found to be caused by  large inadequate disclosure and transparency and sudden capital inflows ,macroeconomic instability, lack of investor and consumer sophistication ,major failures in corporate governance at banks, uneven supervision and enforcement, unstructured governance & management processes at the CBN/ ; critical gaps in the regulatory framework and regulations, and weaknesses in the business environment (CBN, 2012).In view of the challenges which confront the banking sector; reforms implemented by the CBN from 2004 when it rolled out the consolidation of banks policy has not yielded significant effect as to propel growth and stability in the sector and that of the Nigerian economy.

Consequently the problem confronting the research is to proffer an appraisal of the Effects of financial services marketing and banking regulation

 

 

 

 

 

 

 

 

 

 

1.2    Objectives of the Study

To determine the Effects of financial services marketing and banking regulation.

Financial services are the wide range of services rendered by the bank which include the primary operations of Accepting deposits from customer, providing credit facilities, Sales of investment products like mutual funds Etc. Regulation are the official rule which guide and govern the conduct of business and the sale of product and services formulated by government or industry firms to achieve a set aim and objective (Chris, 2003). The essence of financial regulation is to compel financial institution to align their products and services within the banking legal framework; and to protect investors and depositors from the exploitation by   financial institutions.

1.4 Research Questions

What is the Effects of financial services marketing and banking regulation

 

 

1.5 Significance of the Study

 

The study shall proffer the Effects of financial services marketing and banking regulation

 

The banking sector had for several years suffered from deep crisis of gross mismanagement and insufficient fund to meet customer obligations and still make profit. Consequently  the banking crises in 2008 was found to be caused by  large inadequate disclosure and transparency and sudden capital inflows ,macroeconomic instability, lack of investor and consumer sophistication ,major failures in corporate governance at banks, uneven supervision and enforcement, unstructured governance & management processes at the CBN/ ; critical gaps in the regulatory framework and regulations, and weaknesses in the business environment (CBN, 2012).In view of the challenges which confront the banking sector; reforms implemented by the CBN from 2004 when it rolled out the consolidation of banks policy has not yielded significant effect as to propel growth and stability in the sector and that of the Nigerian economy. Regulation are the official rule which guide and govern the conduct of business and the sale of product and services formulated by government or industry firms to achieve a set aim and objective (Chris, 2003). The essence of financial regulation is to compel financial institution to align their products and services within the banking legal framework; and to protect investors and depositors from the exploitation by   financial institutions. The regulation views financial service as a matter of public interest even though the banks must make profit.

 

 

1.6 Research Hypothesis

Ho The Effects of banking regulation on financial services marketing is low

Hi    The Effect of banking regulation on financial services marketing is high

 

1.7 Scope of the Study

The study focuses on the appraisal of  the Effects of financial services marketing and banking regulation

1.8 Limitations of the Study

The study was confronted by some constraint including logistics and geographical factors.

1.9 Definition of Terms

BANK DEFINED

The bank is a financial institution which accept deposit from the customer and grants credit and other financial services. Primary operations of Accepting deposits from customer, providing credit facilities, Sales of investment products like mutual funds Etc.

FINANCIAL SERVICES DEFINED

Financial services are the wide range of services rendered by the bank which include the primary operations of Accepting deposits from customer, providing credit facilities, Sales of investment products like mutual funds Etc.

REGULATION DEFINED

Regulation are the official rule which guide and govern the conduct of business and the sale of product and services formulated by government or industry firms to achieve a set aim and objective (Chris, 2003). The essence of financial regulation is to compel financial institution to align their products and services within the banking legal framework; and to protect investors and depositors from the exploitation by   financial institutions. The regulation views financial service as a matter of public interest even though the banks must make profit

CBN DEFINED

This is the apex bank of the country which is owned by government and which regulate the activities of commercial banks and other financial institution in the country.

 

 

REFERENCES

 

 Chris O., (2003). Financial Regulation in Nigeria and Challenges of the West African Monetary Zone. Seminar on the Issues in Financial Institutions Surveillance in Nigeria. Publication of CBN Training Centre, Lagos. No.3, pp.100-111.

 

 

Davis, K. and Harper, I., (Ed.), 1991. Risk Management in Financial Institutions. Allen and Unwin, Melbourne.

 

 

Financial Regulations and the Nigeria’s Banking Sector *Corresponding Author: Umar Muhammad Gummi 13 | Page


Get The Complete Project »

Project Department:

MORE ACCOUNTING FREE UNDERGRADUATE PROJECT TOPICS AND RESEARCH MATERIALS

Instantly Share this Project On Social Media:

CLOSELY RELATED ACCOUNTING FREE UNDERGRADUATE PROJECT TOPICS AND RESEARCH MATERIALS

AN APPRAISAL OF THE IMPLICATION OF ELECTRONIC BANKING IN NIGERIA BANKS (A CASE STUDY OF ACCESS BANK)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 67 ::   Attributes: Secondary data, Data Analysis,Abstract  ::   8232 engagements

CHAPTER TWO REVIEW OF RELATED LITERATURE Electronic banking in Nigeria has overtime been viewed by many especially economists as having a lot of implications on the economy of Nigeria and especially...Continue reading »

A CRITICAL ANALYSIS OF THE USE OF FINANCIAL STATEMENTS IN ASSESSING THE PERFORMANCE OF AN ORGANIZATION (A CASE STUDY OF FIRST BANK NIGERIA)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 75 ::   Attributes: Questionnaire, Data Analysis, Abstract  ::   6596 engagements

ABSTRACT The study was carried out to analyse how an organization performs making use of the financial statements with First Bank of Nigeria Plc serving as the case study. the study disclosed that th...Continue reading »

AN EVALUATION OF THE PERFORMANCE OF NIGERIAN STOCK EXCHANGE IN THE ECONOMIC DEVELOPMENT OF NIGERIA ( A CASE STUDY OF NIGERIAN STOCK EXCHANGE)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 78 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   4281 engagements

HISTORICAL BACKGROUND OF THE NIGERIA STOCK EXCHANGE IN THE ECONOMIC DEVELOPMENT OF NIGERIAN. The nigeria stock excahnge denoted by NSE is a government establishment where stocks are traded on a daill...Continue reading »

APPLICATION OF BUDGETS AND BUDGETARY CONTROL MEASURES IN A NON-PROFIT ORGANIZATION: A CASE STUDY OF APOSTOLIC CHURCH, DELTA

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 76 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   4469 engagements

2.1 CONCEPTUAL FRAMEWORK A budget is can be defined by accountants as “a planned outcome to be generated and for the expenditure to ensure during that period and the capital to be employed to a...Continue reading »

ASSESSING BOOK-KEEPING PRACTICES OF SMALL AND MEDIUM SCALE ENTERPRISES IN CALABAR LOCAL GOVERNMENT AREA

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 69 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   3887 engagements

ABSTRACT The economy of Nigeria cannot function properly or thrive without the micro, small and medium scale enterprises (SMEs). These small scale enterprises cannot function properly if they are not ...Continue reading »

ASSESSMENT OF ADEQUATE RISK RECOGNITION AND MANAGEMENT IN NIGERIAN INSURANCE COMPANIES (A CASE STUDY OF UNION ASSURANCE COMPANY, UYO)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 86 ::   Attributes: Questionnaire, Data Analysis  ::   3322 engagements

THE CONCEPT OF RISK Risk has been the subject of study by different scholars over the years with several meaning and definitions. But the most accepted definitions are that of J.E Banister and P.A Baw...Continue reading »

What are you looking for today?

TESTIMONIALS:

  • 1. Mohammed A.B from Veterinary Laboratory, Zanzibar ,Tanzania said "You are doing good job to assists in research. God bless you.".
    Rating: Very Good
  • 2. Grace Madu from IMT enugu said "Thank you so much; i will tell my friends about you guys!!! Please give them a good job just like mine!!! God bless you!!!".
    Rating: Excellent
  • 3. Favour Adeoti from Unimaid said "For the good deeds and help to students like me, may God almighty continue to bless u and empower you to do more. Thank u very much...".
    Rating: Excellent
  • 4. Saddiq Abubakar Shuaibu from ESAE BENIN UNIVERSITY said "I check your site because I want you to help do this project thank you".
    Rating: Excellent
  • 5. Temitope Olumide from UAM makurdi said "I can not believe i could trust online platforms but you prove to me that there are still some good people out there. Thank you Mr Donald".
    Rating: Excellent
  • 6. Topeola Atinuke from the bells said "hmmmm, not sure yet about all dis comment still working on dem yet....tank u".
    Rating: Average

Paper Information

Format:ms word
Chapter:1-5
Pages:70
Attribute:Data Analysis,abstract, table of content, references
Price:₦3,000
Get The Complete Project »

Best Selling Projects

Our Archives